Are Lenders Too Aggressive in the US?
Looking at the individual loan data in the Real Capital
Analytics Loan Search database, it is clear that average
LTVs for both commercial and apartment properties
have fallen in 2015 relative to 2014. Our analysis focuses
on 7-10 Year fixed rate loans and LTVs here have fallen
60 bps in 2015 for commercial loans and 100 bps for
apartment loans to hit 65.8% and 65.5%, respectively.
Lender Stats July 2015 PDF Download